We are a national commercial lender. We offer stated and full- and light-doc programs for both owner-occupied as well as investor-owned properties. Loans may be secured with real estate, accounts receivable, inventory, or equipment. Our real estate program sets us apart as it is flexible in lending to properties considered to be high risk or non-traditional.
Types of real estate we would use as collateral include:
Traditional:
Apartment Buildings
Office Buildings
Condominiums
Acquisition and Development
Developments
Retail Mixed-Use – Multi-Family and Industrial
Non-Traditional:
Convenience Stores
Gas Stations
Golf Courses
Restaurant/Bar
Assisted Living and Nursing Homes
Church
Strip Malls
Terms and underwriting criteria vary according to details of request but may include:
FICO scores as low as 600
LTV's as high as 90%
Up to 30 year amortization
Loans range from $100,000 - $100,000,000
